Investment Loans

Loan purpose: acquisition, refinancing, stabilisation, repositioning, refurbishment, development exit

Geographies: England, Scotland and Wales

Property Types: residential, senior living, co-living, student, hotels (leased and operating), industrial, retail, leisure and office

Borrowing vehicles: UK SPVs. Non-UK SPVs subject to legal review

UK individuals complying with FSMA 2000 exemptions will be considered

Typical security package to include: first ranking fixed charge over the property, debenture over the SPV, charge on SPV shares

Financial covenants: ICR, DSCR, LTV and WAULT covenants as appropriate

LTVs typically based on Investment Value

Clear business plan and exit strategy

Loans subject to credit approval, due diligence, satisfactory loan documentation and KYC