Why Zorin?
Lending consistently since 2011
Lending consistently since 2011
Loan to Value
We lend up to 90% LTC and 75% LTGDV. Far more than banks will, allowing you to work your capital harder or spread it across multiple schemes.
Speed
Banks are big, bureaucratic institutions which can take months to approve a loan facility. We are small and nimble with immediate access to the credit committee. This allows us to lend within 6 – 8 weeks.
Cost
Highly competitive rates with no hidden costs. We believe our cost of debt is simply a like-for-like continuation of what banks would charge if they lent higher up the LTC/LTV scale.
Flexibility
We lend on a case-by-case basis rather than being restricted by blanket lending criteria. This allows us to consider every case on its own merits. Be that a hotel development which has reached PC and needs a stabilisation loan to prove trading history or funding schemes with modular construction techniques which have yet to become mainstream in the UK.
Transparency
We update you on the progress of your loan application at each of our 8 steps to drawdown. And thereafter periodically on the performance of your loan. And unlike other lenders, our relationship and credit managers are assigned to you from start to finish, so you have continuity of service.
Experience
There’s no substitute for experience when it comes to understanding your needs. Fortunately, we have plenty of it. And not just as lenders. A number of our team have successful backgrounds as property developers and investors too. All of which helps us to better understand you.
This content is not available in your country
Unfortunately this content is not available in your country
