“As a medium sized south coast housebuilder, we had concerns that Zorin would be ‘London-centric’, but these fears were quickly dispelled and we have found their experienced team to be very knowledgeable of our local market, personable and yet professional.”
“Although not having borrowed from Zorin before, I have known their Head of Loan Origination for many years and value his experience and professionalism greatly. I must say I have been equally impressed by the other members of the team and would be happy to recommend Zorin to other developers.”
“Zorin’s higher LTV criteria gave us the opportunity to spread our capital across other development projects we had in the pipeline. Given the leverage levels, their pricing was extremely keen too.”
“Zorin’s flexible approach, and the time they took to understand the complexities of our phased developments has benefitted our business hugely. Furthermore – the monthly drawdown process has been straightforward and within 48 hours on every occasion, which has just taken this pressure point off the table and allowed us to focus on getting our schemes built and sold. A fantastic and supportive team who actually understand what happens at the sharp end.”
We lend up to 90% LTC and 70% LTV. Far more than banks will, allowing you to work your capital harder or spread it across multiple schemes.
Banks are big, bureaucratic institutions which can take months to approve a loan facility. We are small and nimble with immediate access to the credit committee. This allows us to lend within 4 - 6 weeks, faster still for bridging loans.
Highly competitive rates with no hidden costs. We believe our cost of debt is simply a like-for-like continuation of what banks would charge if they lent higher up the LTC/LTV scale.
We will consider planning uplift towards your equity contribution. And unlike banks, we also take a view on what conditions need to be satisfied prior to initial drawdown and what can wait until the build commences. That means you can spend longer appointing the right professional team without fear of missing your completion date.
We get right what the banks get wrong. Namely, earning your trust. We do this by giving you access to our back office via our loan management platform. An industry first, we believe. This way you know exactly how your loan is progressing and can hold us to account too.
There’s no substitute for experience when it comes to understanding your needs. Fortunately, we have plenty of it. And not just as lenders. A number of our team have successful backgrounds as property developers and investors too. All of which helps us to better understand you.
Find out more about why we’re the better way to borrow.Contact
Our name is only as good as our team’s reputation. That’s why we value the diversity and experience of our team so highly; there’s simply no substitute when it comes to understanding our borrowers’ business and meeting their needs.Our Team
+44 (0)20 7650 1800
1 Knightsbridge Green